SDM Intelligence Guide
Urgency depends on hazards, continuing spread, contamination, and affected materials.
Some controlled losses may have lower immediate urgency, but active flow, unstable ceilings, electrical involvement, contaminated water, or continuing migration should not wait.
Recommended actions
- Confirm the source is fully stopped
- Check for ceiling and electrical hazards
- Determine whether contamination is possible
- Check adjoining and lower areas
- Document and monitor conditions
What to avoid
- Sleeping beneath a wet ceiling
- Waiting while water continues spreading
- Assuming hidden areas are dry
- Ignoring odor, swelling, or new stains
What this guidance is based on
Risk triageBuilding safetyWater migrationMaterial behavior
General guidance only. SDM Intelligence has not inspected the property and cannot determine recovery documentation contract terms.